Single moms have a lot of responsibility as the head of the family. They have to make sure their kids are well fed,  have the proper clothes to go to school and socialize with their friends, there are soccer games and piano lessons, school supplies and field trips, and then there’s the daunting task of paying for college. If you’re already strapped for funds trying to make ends meet and keep your children happy and healthy throughout the school year, so what do you do when funds run low and you’re the only one you can turn to for answers?

First of all, DON’T PANIC. There are many options out there to keep your household financially afloat. The most important thing to realize is that you have control over the situation. You can always turn your situation around. Here are 3 great ways to keep the cash flow coming on strong if you’re a single mom.

1. Start saving now.

It may seem scary to try to save even a few dollars, especially when money is already spread thin. But you’d be surprised how easy it can be to save money on everyday things like entertainment and clothing. Instead of going to an expensive movie, find a movie on TV or start watching streaming programs on your computer. Couponing and buying food in bulk, especially if you have a big family, is another great way to save. Finally, make your children’s school lunch. It’s the perfect way to keep your food bill down and ensure your kids are eating healthy throughout the day.

2. Use your resources.

There are numerous online resources for single moms that offer advice, financial support, and education to bring more money and opportunity into your home. There are many websites that provide tons of great information from everything to in kind support (ie. diapers, canned food, toiletries, etc.) and grants for single moms starting their own businesses to job boards teeming with open positions.

3. Create a budget.

Keep track of every penny coming into your home and out of your purse. Understand exactly how much your kids need and keep open communication about the reality of your situation. Teach your children to be mindful of their spending. You’ll empower them to stay financially healthy their entire lives. If you find yourself in a really tight financial situation or you have an unexpected expense, there are other options like a title loan (if you own the title on your car) or borrowing money from friends or family. Always pay your debt on time and try to keep the total amount of your debt at a minimum. This option shouldn’t be taken lightly. Always know what you’re getting into and how to get out of it with proper saving and on time payments so you don’t end up paying more in the long run.

These are just a few ideas how single moms can keep their financial house in order. It may not always be simple, but it most certainly can be done.